Social Security Spouse’s Benefits| E-Records USA


Marriage is the most crucial part that is like a cultural institution. Having a partner means you must share your happiness as well as materialistic things. These can include home, property, income and many more. When thinking about retirement you must consider your partner as well; what benefits he/she will have.



When you’re planning for your vibrant golden years, consider these valuable points before making any decision:

Your full spouse’s benefit could be up to 50 percent even if you have claimed for your benefits at your retirement age. If you qualify for your own retirement benefit and a spouse’s benefit, then your work benefits will be paid first to you.




Spouse’s benefits cannot be claimed unless your spouse is receiving his or her retirement benefits (except for divorced spouses).

 If you took your reduced retirement first while waiting for your spouse to reach retirement age, when you add spouse’s benefits later, your own retirement portion remains reduced which causes the total retirement and spouses benefit together to total less than 50 percent of the worker’s amount.

In case spouse dies first and have a higher retirement amount then your income then the survivor’s benefits automatically reduces but overall it will be higher than the amount your spouse received at that time.
Make you social security card application online to claim benefits. This will also help beneficiaries in case some you face some misfortune.

How to Apply For Spouse’s Benefits?

There are certain points you must bear in your mind before applying for these benefits. The conditions under which you can apply are:
  • ·        You must be within 3 months of 62 years or older.
  • ·        You can make a call to Social security Administration at toll free number: 1-800-772-1213 or visit your nearest social security office without prior appointment can save your time.




Documents Required:

You must provide the following documents to show that you are eligible for the mentioned benefit; such as:
  • ·        Birth certificate (other valid document showing your DOB)
  • ·        Proof of U.S. citizenship
  • ·        U.S. military discharge paper (if you had military service before 1968)
  • ·        Self-employment tax returns for last year
  • ·        Final divorce certificated (in case applying after divorce)
  • ·        Marriage certificate



Proper form filling and applications are necessary to avoid social security rejections. E-Records is a private entity that can help you with social security card application online. Make your online applications to the nearest office with us with accuracy and precision. Share your feedback in the comment box.



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